Home Financing Services
Navigate the path to homeownership with our comprehensive home financing programs. From first-time buyer assistance to jumbo financing options, we offer various mortgage products to suit different financial situations.
Comprehensive Mortgage Solutions
At Arvest Bank, we understand that purchasing a home is one of life's most significant financial decisions. Our home financing services are designed to make the journey to homeownership as smooth and accessible as possible. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced lending team provides personalized guidance throughout the entire process.
Our mortgage specialists work closely with you to understand your unique financial situation and help you explore the various loan options available. From conventional loans to government-backed programs, we offer a comprehensive range of mortgage products tailored to meet diverse needs and budgets across Arkansas, Missouri, and beyond.
First-Time Homebuyer Programs
We believe everyone deserves the opportunity to own a home. Our first-time homebuyer programs are specifically designed to help new buyers overcome common barriers to homeownership. These programs often feature:
- Lower down payment requirements
- Competitive interest rates
- Flexible credit requirements
- Educational resources and counseling
- Down payment assistance options
Our team takes pride in educating first-time buyers about the home purchasing process, helping them make informed decisions and feel confident about their investment.
Diverse Loan Products
Understanding that every borrower has unique needs, we offer a wide variety of mortgage products:
Conventional Loans
Traditional mortgage options with competitive rates and flexible terms for qualified borrowers.
FHA Loans
Government-backed loans with lower down payment requirements and more lenient credit standards.
VA Loans
Exclusive benefits for eligible veterans and active military personnel, including no down payment options.
USDA Rural Loans
Special financing for homes in eligible rural areas with attractive terms and conditions.
Jumbo Loans
Financing solutions for higher-priced homes that exceed conventional loan limits.
Construction Loans
Specialized financing for building your dream home from the ground up.
Why Choose Arvest for Home Financing?
- Local expertise and market knowledge
- Competitive rates and terms
- Personalized service throughout the process
- Quick pre-approval decisions
- Online tools and resources
Competitive Rates and Local Expertise
Our commitment to offering competitive mortgage rates means you can secure financing that fits your budget while building equity in your new home. We continuously monitor market conditions to ensure our rates remain attractive and accessible to borrowers across different financial backgrounds.
What sets Arvest apart is our deep understanding of local real estate markets throughout Arkansas, Missouri, and surrounding areas. Our loan officers are familiar with neighborhood trends, property values, and local economic factors that can impact your home buying decision.
Refinancing Options
Already own a home? Our refinancing services can help you take advantage of lower interest rates, reduce monthly payments, or access your home's equity for other financial goals. Whether you're looking to:
Lower Your Rate
Reduce your monthly payments with a lower interest rate refinance.
Access Equity
Tap into your home's equity for home improvements or other investments.
Change Terms
Adjust your loan term to better match your financial goals.
The Home Financing Process
We've streamlined our mortgage process to make it as efficient and transparent as possible. Here's what you can expect when working with our home financing team:
Initial Consultation
Meet with our mortgage specialists to discuss your goals, financial situation, and available options.
Pre-Approval
Get pre-approved to understand your budget and strengthen your position with sellers.
Application & Documentation
Complete your formal application with our guidance on required documentation.
Processing & Underwriting
Our team works diligently to process your application and secure final approval.
Closing
Finalize your loan and receive the keys to your new home!
Online Tools and Resources
Take advantage of our comprehensive online banking tools and resources designed to support your home financing journey. Our digital platform provides convenient access to mortgage calculators, application tracking, and educational materials to help you make informed decisions about your home purchase.
From initial research to final closing, our online tools complement our personalized service, giving you the flexibility to manage your mortgage process at your own pace while having expert support available whenever you need it.
Ready to Start Your Home Financing Journey?
Discover competitive rates, local expertise, and personalized service throughout the home buying process. Our experienced team is here to guide you every step of the way, from initial consultation to closing day and beyond.