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Business Financing Options

Comprehensive business financing solutions to help your company grow and thrive

Professional business meeting with entrepreneurs discussing financing options and loan documents at a modern conference table

At Arvest Bank, we understand that every business has unique financial needs. Whether you're a startup looking for initial capital or an established company planning expansion, our comprehensive business financing solutions are designed to help your company grow and thrive in today's competitive marketplace.

Working Capital Solutions

Business owner reviewing cash flow statements and working capital requirements on a laptop in a modern office setting

Maintain healthy cash flow with our flexible working capital financing options. Our business lending specialists understand the seasonal fluctuations and operational challenges that businesses face across Arkansas, Missouri, and beyond.

  • Lines of credit up to $500,000
  • Competitive interest rates
  • Quick approval process
  • Flexible repayment terms

Equipment Financing

Invest in the tools and equipment your business needs to succeed without depleting your working capital. Our equipment financing solutions offer competitive rates and terms tailored to your industry's specific requirements.

Transportation

Commercial vehicles, delivery trucks, and fleet financing

Manufacturing

Industrial machinery, production equipment, and technology upgrades

Technology

Computer systems, software, and digital infrastructure

Expansion Funding

Ready to take your business to the next level? Our expansion funding solutions provide the capital you need for growth initiatives, whether you're opening new locations, entering new markets, or scaling your operations.

Expansion Financing Options:

  • Term loans
  • SBA loans
  • Commercial mortgages
  • Construction loans
  • Bridge financing
  • Acquisition funding
Modern business expansion concept showing new office construction and growth charts with financial planning documents

Why Choose Arvest for Business Financing

Dedicated Support

Our business lending specialists provide personalized service and dedicated support throughout the entire financing process. We take time to understand your business goals and financial needs.

Competitive Rates

Benefit from competitive interest rates and flexible terms designed to fit your business cash flow and repayment capabilities. We offer transparent pricing with no hidden fees.

Quick Decisions

Get fast approval decisions with our streamlined application process. Most business loan applications receive a response within 48-72 hours of submission.

Local Expertise

As a community bank serving Arkansas, Missouri, and surrounding areas, we understand local market conditions and business challenges in your region.

Business Financing for All Sizes

From small startups to established enterprises, Arvest Bank provides tailored financial products for businesses of all sizes. Our comprehensive approach ensures that whether you're a sole proprietor or a large corporation, you'll find the right financing solution.

Startups & Small Business

Microloans, startup funding, and small business credit lines from $5,000 to $100,000

Growing Companies

Medium-term loans, equipment financing, and expansion capital from $100,000 to $1M

Established Enterprises

Large-scale financing, commercial real estate, and corporate credit facilities over $1M

Application Process Made Simple

Getting started with Arvest business financing is straightforward. Our experienced team guides you through each step, ensuring you have all the information and documentation needed for a smooth application process.

1
Initial Consultation

Discuss your financing needs with our specialists

2
Document Preparation

Gather required financial statements and business documents

3
Application Review

Our underwriting team evaluates your application

4
Funding

Receive your approved funds and start growing

Business loan application process showing documents, calculator, and approval stamp on a professional desk

Ready to Grow Your Business?

Discover how Arvest Bank's business financing solutions can help your company reach its full potential. Our team of experienced business lending specialists is ready to work with you to find the perfect financing solution for your unique needs.

Frequently Asked Questions

Typically, you'll need business financial statements, tax returns for the past 2-3 years, bank statements, business plan, and personal financial information for business owners. Our specialists will provide a complete checklist based on your specific financing needs.

Most business loan applications receive a decision within 48-72 hours. Complex financing requests or larger loan amounts may require additional time for thorough review. We'll keep you informed throughout the process.

Requirements vary by loan type, but generally include: business operating for at least 12 months, minimum annual revenue, acceptable credit score, and ability to demonstrate repayment capacity. Contact our specialists for specific requirements based on your financing needs.